Business & Commercial Liability Insurance
A general commercial liability insurance policy covers claims of damage and injury caused by a company during the course of business. If a claim is filed against an insured business, their insurance company will conduct a thorough investigation to eliminate any claims that are proven to be unjust. If the business is found liable and the incident is covered under the policy, their insurance company would pay the award amount up to the coverage limit purchased by the insured.
General Commercial Liability Coverage includes bodily injury, product-completed liability, contractual liability, liquor liability, and damages from fire, lightning and explosion of third party property. Medical payments for personal injury, coverage for advertising injury and legal defense costs are often included under this policy.